Home - November 2011

Welcome on the website of Gardiner Finance! Our company operates from Geneva, Switzerland, in the worldwide center for this activity with 27% of private wealth under management on location. Our core business is about wealth management for private investors, with tax planning and non-resident accounts, wealth audit and balancing; margin loans for securities pledged in guaranties. The tax optimization is a major concern for the high net worth invstors and is resolved with dedicated funds from EUR250,000 of assets according to the country of residence. We can manage the assets of the U.S. persons with a dedicated private bank in Geneva.

Mr Rajeash Narayan is the representative for India and UAE for Gardiner Finance LLC in the field of private wealth management and international tax planning on location. As a general rule, the Indian individual can take advantage to invest in financial products with a Mauritius structure for tax savings.

* Our gold investment process: the investors invest in gold with a local bank in Geneva or Dubai; a margin loan is obtained for 65% of the value of gold; the credit line is invested in private wealth management to increase assets and yield.

* Our "low-correlation" investement process: dedicated to the conservative investors, it is made up of low-correlated funds and convertible bonds, with an annualized yield of 12% without negative years to benefit from the accumulation.

* Our "Forex" investment process allows the high net worth investor to profit from the daily movment of the currencies and to have no correlations with the stock and bond markets, with the expertise of a Swiss company.

* Our "international bond" process consists to invest in good rating bonds (A to AAA)then to leverage with the help of the deposit bank in Europe as to increase both assets and yield.

PDF Brochure of services, 2 M

Wealth management recommendations

Outsourcing of assets is a legal process and we offer a relocation process to the high net worth investors for tax reasons, in Switzerland with the lump sum taxation process. An alternative is the economic project like consultant or adviser, for European citizens with the formation of a Swiss company which allows to obtaining a resident permit in a short time through our assistance. The bank secrecy is still active in Switzerland and there is no project to cancel it in the near future. Mauritius is a good relocation choice under a tax treaty protection or with the IRS (Integrated Resort Scheme) real estate properties like PDF La Balise Marina or PDF Villas Valriche which are high standing developments in front of the Indian Ocean.

Wealth management necessitates balancing toward low correlated assets to diversify and lower the financial risks in an uncertain period. We provide wealth management services from €50,000 in Geneva private banks or in Luxembourg as an alternative solution. The use of a dedicated fund will erase taxation during at least 8 years to profit from accumulation with the low correlated funds that provide a permanent positive yield. This is a pertinent solution after the financial crisis to recover form turbulent times.

Phone: +41 78 873 58 45

Last update: November 1st, 2011