Margin loans allow the investor owing a security portfolio to obtain a credit line very quickly, in return of the deposit of tradable securities in a bank. Tradable securities are:
- Equities (Blue-chips)
- Bonds
- Mutual fund shares
- Precious metals
- Deposit accounts
- Monetary instruments and certificates of deposit
- Life insurance policies from large companies
All these securities must be traded in a stock exchange place, except the deposit accounts and the life insurance policies.
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Margin loan rates
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Equities: from
30 to 40%
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Bonds: from 65 to 80%
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Mutual fund
shares: from 40 to 65%
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Precious metals:
up to 65%
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Deposit accounts
: from 80 to 90%
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Monetary
instruments : from 70 to 80%
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Life insurance :
from 70 to 85%
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The main advantages of the margin loan: simplified formalities, fast closing (24 hours), unlimited period, low rate (Interest only, no amortization), free use of the funds without justification, including in reinvestment. The use of a margin loan: an urgent payment; a down payment for a real estate purchase; an opportunity for investment; etc. To process, send us a list of the security portfolio to be pledged as guarantee in a large bank in Geneva. We will send you a margin loan quotation within the shortest possible time and the procedure.
margin loans
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