The wise investor will take advantage of the situation to define the "investor profile" or factor of tolerance of risk. He will redefine the client portfolio by benefiting from a diversification of the assets with a margin loan and take advantage of a leverage effect to increase both the assets and the yield. He will then choose among selected mutual funds from large banks or fund management companies, classical mutual funds, alternative funds (Hedge funds), and funds from large insurance companies.This process could be completed with international tax planning and the formation of offshore companies, to ease the taxation of the investments or wealth.

The investor may choose to open a non-resident bank account in some selected juridictions, ie., Austria, Belgium, Liechtenstein, Luxembourg or Switzerland, which all covered by the banking secrecy laws. To increase the confidentiality and the security of the assets, it is a good choice to form a trust, a foundation, an offshore company or a holding in association with a bank account. This, among other options, such as; life insurance policy up to 30-year contract, a margin loan for securities, a leveraged investment up to 4 times the initial amount of the investment, an access to the private wealth management or to investment in western Europe real estate, including "hotel particulier" or a flat in Paris or a property on the French Riviera.

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