Private clients - Home
The financial crisis period imposes the high net-worth investor another way of thinking about assets: low correlation with financial markets, greater diversification; international tax planning, to recover a positive yield, safety, low taxes. Some opportunities and strategic products will benefit toward permanent positive yield, in any market situation, in mutual or hedge funds form. The increasing risks outline the necessity for the assets diversification to deal with the uncertainties and to help from better investments. This could begin with a portfolio survey, to discover the strengths and weaknesses of the current assets. The balancing of wealth is the next step, keeping in mind that the financial crisis is not finished yet, and that the bullish benchmarks could be impacted by the huge public deficits or any downgraded country by the notation agencies. The markets will impose some moral and restrictions to the developed countries that will not apply, by themselves, the hethic to the financial markets.
* Our "international bond" process consists to invest in bonds then to leverage at 75% of the asset value with the help of the deposit bank in Europe as to increase yield up to 24%.
Leveraged investment
Our package allows to benefit from a strong added value from the start; the profile is conservative at 90% and growth at 10% with regular and attractive yields. Here is an example with EUR300,000.
* Buying gold in bank: 300,000* Margin loan at 65%: (195.000)
* Corporate bonds: 70,000
* Low correlated funds: 60,000
* US stocks portfolio: 45,000
* Cash in bank: 20,000 ,
Initial amount is growing from EUR300,000 to 495,000, or 65% of asset value. The conservative assets are: gold (14 to 16% yearly average); corporate bonds (9% coupon + 15% at maturity); low correlated funds (10 to 12% yearly average). The growth assets are the US stocks.
The wise investor will take advantage of the situation to define the "investor profile" or level of tolerance to the risks. This will redefine the client portfolio by benefiting from a diversification of the assets with a margin loan and take advantage of a leverage effect to increase both the assets and the yields. We manage the tax planning process and the formation of offshore company, providing access to a tax treaty in force with tow juridictions. This eases the tax rate over the investment yields as they will increase to help the governments to ease the public debt. As usual, the wealthy investor will be targeted for this purpose.
We offer a relocation process in Switzerland with the lump sum scheme for the high net worth investors, calculated on the expenses instead of the income. An alternative method applies to the European citizen with the economic project which benefit to the entrepreneur wiling to relocate in Switzerland. Relocation could be done in Mauritius with a tax treaty in force with several jurisdictions or under the IRS scheme (Ivestment Residence Scheme) which consists to buy an IRS property from EUR500,000 and to get a residence permit as well as tax optimization.
The bank secrecy: the investor may choose to open a non-resident bank account in jurisdictions such as Liechtenstein, Luxembourg or Switzerland, which are all concerned by banking secrecy. The lasts G20 summits did not change the banking secrecy, especially with several exceptions such as U.S.A. (Delaware and Nevada); UK (Jersey, Guernsey and Isle of Man) as well as China (Hong-Kong and Macau). The investors could still use an offshore structure with a corporate account, targeting a jurisdiction of the OECD white list. Nevertheless, the banking secrecy in still in use in Switzerland and in other European countries for the benefit of the international private investor.
Phone: +41 78 873 58 45