Private clients - Investments for the crisis time January 2012.
The financial crisis imposes the high net-worth investor to manage its assets in a different way as it has impacted or destroyed many traditional assets. First of all, the best is to diversify the assets with low correlated funds. Second, the investor should use private wealth management services to build up and watch financial assets on a day-to-day basis. Benchmarks were up since several months but the crisis happens again in the Euro zone and the markets are still volatile. The behavior of the markets shows that the financial crisis is not over that the investors should modified their behavior and asset selection methods.
* Alternative fund with guarantee of capital: Man-Investments; IP 220-GLG; 10-year period guarantee of capital; low correlation with financial markets; "Aaa" rating (Moody's); inception date : December 1996; annualized yield: 12.5%; monthly liquidity.* Alternative fund: Castlestone Management; Aliquot Precious Metals; investment in the physical storage of precious metals such as gold; silver and platinium in a large European bank to produce a hedging against markets ups and downs; average annual yield 13.86%.
* Alternative fund: Castlestone Management; Aliquot Gold Bullion; investment in the physical storage of gold in a large European bank; inception date: October 2004; annualized yield: 14.41%.
* Alternative fund: Elite Advisers, Nobles Crus; investments in famous European wines, especially Burgundy and Claret from the best wineyards and vintages, to diversify the assets and get no-correlation to the markets; average yield 15%.
* Alternative fund: Elite Advisers, Precious Time; investment in vintage brand name watches in perfect conditions; average yield 15%.
The purchase of these funds provides a good base with low risk in all market conditions associated with steady performances over the medium-long term. The funds could be subscribed in a private bank in Geneva, at private name, or with an offshore structure from an investment of EUR50,000. For the investor with a minimum of EUR250,000 of assets, international tax optimization is performed with a EU Life Insurance policy that protects the assets and allows tax reliefs. These investments could be subscribed in bank in Switzerland; Luxembourg; UAE (Dubai); India or Hong Kong according to the country of residence of the investor. Some funds could be limited or forbidden for sale in some jurisdictions. Indication of past yields is not a guarantee of the future yields.