GENEVA PRIVATE WEALTH MANAGEMENT

Home - April 2012

Welcome to the website of Gardiner Finance. Our core activity is about financial advices and wealth management in the heart rough of markets and rising uncertainty. This uncertainty could be the opportunity to outsource a wealth in Switzerland and to choose Swiss franc as the currency of reference to protect financial values from the Euro crisis. We have a specialty in international tax planning in a context of Swiss bank secrecy do and don’t for high net investors acting as non-residents.

Mr Rajeash Narayan is the representative for India and UAE for Gardiner Finance LLC in the field of private wealth management and international tax planning on location. As a general rule, the Indian individual can take advantage to invest in financial products with a Mauritius structure for tax savings.

* Our gold investment process: the investors invest in gold with a local bank in Geneva or Dubai; a margin loan is obtained for 65% of the value of gold; the credit line is invested in private wealth management to increase assets and yield.

Buy gold in bank in Dubai, get a margin loan and buy gold again: an initial investment of EUR100,000 will become EUR175,000 from the start.

* Our "low-correlation" investement process: dedicated to the conservative investors, it is made up of low-correlated funds, with an annualized yield of 12% without negative years to benefit from the accumulation.

* Our "international bond" process: invest in bonds then leverage at 75% of the asset value with the help of the deposit bank in Europe as to increase yield up to 14%. (Coupon) and 24% at maturity.

* Our discretionary wealth management process: invest in US stocks to benefit from the best performers everyday, through stock picking, technical analysis and day-to-day trading.

PDF Brochure of services, 2 M

Wealth management recommendations

Leveraged investment

Our package allows to benefit from a strong added value from the start; the profile is conservative at 90% and growth at 10% with regular and attractive yields. Here is an example with EUR300,000.

Buying gold in bank	300,000
Margin loan at 65% of gold value	(195,000)
Corporate bonds		70,000
Low correlated funds		60,000
US stocks portfolio		45,000
Cash in bank		20,000

Initial amount is growing from EUR300,000 to 495,000, or 65% of asset value. The conservative assets are: gold (14 to 16% yearly average); corporate bonds (9% coupon + 15% at maturity); low correlated funds (10 to 12% yearly average). The growth assets are the US stocks.

Outsourcing of assets is a legal process and we offer a relocation process to the high net worth investors for tax reasons, in Switzerland with the lump sum taxation process. An alternative is the economic project like consultant or adviser, for European citizens with the formation of a Swiss company which allows to obtaining a resident permit in a short time through our assistance. The bank secrecy is still active in Switzerland and there is no project to cancel it in the near future. Mauritius is a good relocation choice under a tax treaty protection or with the IRS (Integrated Resort Scheme) real estate properties like PDF La Balise Marina or PDF Villas Valriche which are high standing developments in front of the Indian Ocean.

Wealth management necessitates balancing toward low correlated assets to diversify and lower the financial risks in an uncertain period. We provide wealth management services from €50,000 in Geneva private banks or in Luxembourg as an alternative solution. The use of a dedicated fund will erase taxation during at least 8 years to profit from accumulation with the low correlated funds that provide a permanent positive yield. This is a pertinent solution after the financial crisis to recover form turbulent times.

Phone: +41 78 873 58 45

Last update: April 2, 2012