GARDINER FINANCE LLC
Home Private clients Business Financial products Contact

 !  The financial crisis has impacted the investors

The diversification of the assets is the best protection against risk. The alternative assets, whether financial or not provide o good safety to the international investor. The art, in the form of autograph handwritten letters signed by famous artists in the fields of literature, music and painting is a wise choice with tax advantages for French residents.


pdf Selection of low correlated funds, pdf 600 k

The financial crisis has imposed itself another behavior on the investors, after heavy losses with the sharp fall of the markets. The crisis has generated a new situation, new ways of thinking and addressing the complex world of investment in a changing world. Whether as private or corporate investor, the selection of financial products should avoid volatility and the high risk securities. A first recovery of the market started in March 2009 but the markets are still bearish but a new fall is possible without notice.

The first step in regaining control of the positive yields is an audit of the wealth and its assets. According to viable assets, moderate leverage can be considered to raise the amount of wealth and to increase diversification. The investment strategy is defined, taking in consideration the private and professional situation of the investor. Tax planning structure will end the process, to benefit from a regular yield with low taxation. Our process allows the outsourcing of assets, when necessary, to profit from sophisticated techniques like private wealth management or safer jurisdictions.

The use of funds with low correlation are a safety base for the wise investor. An average yield of 10% per year, without years of decline produces a capitalization of 200% over 10 years. This rate is higher than stock benchmarks like the MSCI World that shows an average of 2.5% per year only. Of course it helps to keep the portfolio of international equities with a large company of European fund management, but the period is not favorable to high risk speculation.

Recent events and the behavior of stock indices predict a long financial crisis. The problems are numerous, like the public deficits of the European countries, long term unemployment, are some results of the economic crisis. The investors should be aware of the illusion of gold as a permanent and lasting haven and should limit precious metals possession at 15% of the wealth as diversification is the key.

 

 !   News
The euro currency may weaken in coming years.
As a result of several factors in the euro zone, like financial problems of Greece, the euro has fallen against the dollar. This fall could be the beginning of a sustainable cycle that would see one or several countries to leave the euro, pushed by huge public deficits or due to the weakness of the currency.

Will gold continue to rise?
Everything has been said about the evolution of gold price and its historical records. This safe haven has not kept its promises during the financial crisis. After a new high in December 2009, the price has stalled while the dollar went back against the euro. Nevertheless, gold shows an annualized yield of 16% for the period 2001- 2008, in USD.

PDF Brochure of the services, pdf 1,4 M


©2009 Gardiner Finance LLC Home Private clientsBusinessFinancial productsContact